Our Core Financial Services
HimGiri FinGroup brings together loans, insurance, taxation and mutual funds — helping you manage borrowing, protection, compliance and investments from a single trusted point.
Loan & Credit Solutions
Personal, business, home, vehicle and loan against property (LAP) with eligibility check, documentation support and coordination with lenders.
Insurance & Protection
Life, health, motor and general insurance – plan selection as per need, sum assured guidance and assistance in claim support.
Taxation & Compliance
ITR filing, GST registration/returns, basic business registrations and compliance support for individuals and small businesses.
Mutual Funds & Investment
SIP & lump sum planning, goal-based portfolios for education, retirement and wealth creation with risk understanding.
Advisory & Review Meets
Periodic reviews of loans, insurance and investments to check EMIs, coverage gaps and portfolio alignment with your goals.
Multi-Branch Assistance
Support from branches in Paprola, Bhuntar, Kangra, Chandigarh, Noida and Delhi – with registered office at VPO Baijnath, Distt. Kangra.
About HimGiri FinGroup
A region-focused financial partner built from Baijnath with presence across Himachal & NCR — combining local understanding with structured financial services.
Our Mission
To make quality loan, insurance, taxation and mutual fund services accessible to families, professionals and businesses in Baijnath, Kangra and nearby regions — with clear guidance at every step.
We focus on suitability over selling, transparent communication and hand-holding through documentation, so that every client understands what they are signing for.
Our Vision & Values
Vision: To be the most trusted multi-service financial hub for Himachal and NCR clients, known for ethical advice and consistent service.
Values: Integrity • Transparency • Client-first approach • Accuracy • Timely delivery • Long-term relationships
Loan & Credit Services
From short-term needs to long-term assets, HimGiri FinGroup helps you choose suitable loan options with realistic EMIs and simplified documentation.
Personal & Consumption Loans
Support for personal, education and emergency loans — medical needs, weddings, studies or planned expenses.
- Pre-check of eligibility based on income and credit score.
- Guidance on EMI planning and overall loan cost.
- Assistance in file preparation and follow-up with lenders.
Business & Working Capital Loans
Finance for traders, manufacturers and professionals – term loans, working capital limits and overdrafts.
- Business financials review and file structuring.
- Exploring options across multiple banks/NBFCs where available.
- Support for top-up and balance transfer as per need.
Home, LAP & Vehicle Loans
Assistance for home purchase, construction/improvement, Loan Against Property and vehicle finance.
- Property document checklist & basic verification support.
- Comparison of tenure, rate types and EMI impact.
- Support for new & used vehicle loans (personal/commercial).
Insurance & Protection Planning
Proper coverage protects family, income and assets — we help you understand what kind and how much insurance you actually need.
Life Insurance & Term Plans
Protection-focused life insurance to secure family lifestyle, loans and future goals in case of an unfortunate event.
- Need-based sum assured and tenure calculation.
- Clarification of important terms, riders and exclusions.
Health & Mediclaim
Health insurance for individuals and families to manage hospitalisation costs and medical inflation.
- Guidance on room rent limits, co-pay and waiting periods.
- Support in claim documentation and coordination.
Motor, Property & Business Covers
Vehicle insurance, fire & burglary, shop/office and other general insurance covers for assets and business continuity.
- Understanding IDV, add-ons and deductibles.
- Assistance in renewals and claim intimation.
Taxation & Compliance Services
Structured support for Income Tax, GST and basic registrations — suitable for salaried individuals, professionals and small businesses.
Income Tax & ITR Filing
ITR filing for salary, business, capital gains and other incomes with documentation and tax-saving guidance.
- Accuracy-focused filing to reduce chances of notice.
- Help with refund tracking and basic response to queries.
GST Registration & Returns
GST registration, monthly/quarterly returns, reconciliations and basic advisory on rate classification.
- Timely filing to minimise late fees and interest.
- Record-keeping format suggestions for audits.
Basic Business Registrations
Assistance in forming proprietorship/partnership and related registrations required for small entities.
- Guidance on structure selection as per business stage.
- Support in maintaining books ready for compliance.
Mutual Funds & Investment Planning
Goal-based investing using mutual funds — with focus on understanding risk, time horizon and asset allocation instead of only chasing returns.
SIP & Long-Term Wealth
Systematic Investment Plans tailored for long-term wealth creation, children’s education and retirement.
- Planning monthly SIP amounts as per goal and tenure.
- Explaining equity, debt and hybrid categories.
Lump Sum & Short-Term Goals
Suitable options for parking lump sum with clarity on risk, liquidity and expected holding period.
- Matching funds with short/medium-term goals.
- Reviewing existing investments where possible.
Tax-Saving Investments
ELSS and other tax-linked investments aligned with overall tax planning and cash-flow comfort.
- Coordination between tax planning and investment choices.
- Explaining lock-in, exit rules and suitability.
How We Work — Simple 4 Step Process
Clear steps for every service so that you always know what will happen next.
Contact & Discussion
You call, WhatsApp or visit any branch. We understand your requirement and suggest suitable options and next steps.
Document Checklist
You receive a clear list of documents. We help arrange and verify them as per bank, insurer or authority requirements.
Processing & Coordination
We prepare forms, submit files and coordinate follow-ups, keeping you informed on status at important stages.
Completion & Review
You receive approvals, policies or filings; we remain available for renewals, reviews and further guidance.
Our Presence & Focus
Figures below are indicative placeholders — update with your actual data as work grows across Himachal & NCR.
Contact & Locations
Reach our registered office in Baijnath or connect with any branch team for quick assistance.
Registered Address
HimGiri FinGroup
VPO Baijnath, Distt. Kangra
Himachal Pradesh, India
Phone & Email
Branch Locations
Paprola • Bhuntar • Kangra
Chandigarh • Noida • Delhi